Chase the Savings Promotion

Mercury Outboards “Chase the Savings” Promotion: Special Financing, Rebates, and Bonus MPP Gold Coverage (Aug. 15–Sept. 30, 2026)

If you’ve been considering a repower or adding a dependable kicker to your setup, Mercury Outboards has introduced a limited-time opportunity designed to make the decision easier. The new Chase the Savings Promotion combines special financing on eligible in-stock loose outboards with added protection in the form of two additional years of MPP Gold coverage. In addition, boaters shopping for smaller engines can take advantage of a portable outboard rebate of up to $400 on select in-stock models.

Below is a clear breakdown of the promotion dates, eligibility requirements, and how to maximize the value before the offer ends on September 30, 2026.

Promotion Dates and What’s Included

The Mercury Outboards Chase the Savings Promotion runs from August 15, 2026, through September 30, 2026 and includes two primary offers:

  • Special financing on eligible in-stock loose outboards (boat package engines excluded), plus an additional 2-year MPP Gold coverage.
  • Portable outboard rebate of up to $400 on eligible in-stock portable models (2.5hp to 25hp) (boat package engines and remote-operated outboards excluded), plus an additional 2-year MPP Gold coverage on selected models.

Special Financing Offer: 3.99% for Tier 1, 5.99% for Tier 2 (36 Months)

For customers purchasing eligible in-stock loose outboards, Mercury is offering special financing for a 36-month term:

  • 3.99% APR for Tier 1 consumers
  • 5.99% APR for qualified Tier 2 consumers

This is a strong fit for boaters who prefer to preserve cash flow while still moving forward with a repower. A predictable monthly payment can be especially helpful when you’re also budgeting for rigging, prop selection, controls, or other installation-related costs.

What qualifies as an “in-stock loose outboard”?

In general terms, a loose outboard is an engine sold individually (not as part of a new boat package). To qualify, the engine must be in stock during the promotional period.

Important exclusions (financing offer)

The special financing offer applies only to eligible in-stock loose outboards and specifically excludes boat package engines. If you’re buying a new boat with an engine already included as part of the package, that engine does not qualify under this promotion.

Added Value: Extra 2 Years of MPP Gold Coverage

One of the most compelling aspects of the Chase the Savings Promotion is the inclusion of an additional 2 years of MPP Gold coverage on qualifying outboards. Extended protection can add meaningful long-term value, particularly for owners who plan to keep their engine for many seasons, put on significant hours, or operate in demanding conditions.

When you compare engine offers, it’s easy to focus solely on the interest rate or rebate amount. However, the total cost of ownership also includes protection and peace of mind. Bonus extended coverage helps strengthen the overall value proposition beyond day-of-sale savings.

Portable Outboard Promotion: Up to $400 Rebate (2.5hp to 25hp)

For boaters looking for compact power, Mercury is also running a portable outboard rebate promotion on select in-stock models ranging from 2.5hp to 25hp. Depending on the eligible model, customers can receive a rebate of up to $400.

Portable outboards are popular for a wide variety of applications: as a primary engine for small boats, a motor for a tender, a backup/kicker for added security, or a convenient option for waters where portability and simplicity matter. A rebate can make it easier to choose the horsepower and features you actually want, rather than settling for what fits the budget.

Important exclusions (portable rebate offer)

The portable outboard rebate promotion includes two key exclusions:

  • Boat package engines are excluded
  • Remote-operated outboards are excluded

To qualify, the portable outboard must be an eligible in-stock model in the 2.5hp to 25hp range and meet the promotion’s selection criteria.

Bonus protection for selected portables

In addition to the rebate, selected portable outboards that qualify also receive an additional 2-year MPP Gold extended coverage. For many buyers, this bonus protection can be just as valuable as the rebate—especially for engines that are frequently transported, used seasonally, or relied on for safety as a kicker.

How to Maximize Your Savings Before September 30, 2026

Because both offers are tied to in-stock engines and run for a defined promotional window, the best approach is to act early and confirm eligibility before you finalize the purchase. Here are practical steps to take:

  • Check inventory now: In-stock selection can change quickly during peak buying windows.
  • Confirm the engine type: Verify whether the engine is a loose outboard, a portable, or part of a boat package (excluded).
  • Ask about qualification tiers: Financing is based on Tier 1 or qualified Tier 2 approval, so it helps to understand what you qualify for early in the process.
  • Request promotion details in writing: Make sure the rebate amount (if applicable), financing term, and MPP Gold coverage details are clearly documented on the buyer’s order.

Quick FAQs

Can I get both the special financing and the portable rebate on the same engine?

The promotion is structured as two distinct offers: special financing for eligible in-stock loose outboards and rebates for eligible portable outboards. Eligibility depends on the engine category and the specific promotion rules for that model. Your dealer can confirm which offer applies.

Is the financing available for terms other than 36 months?

This promotion specifies a 36-month term. If you want a different term length, ask your dealer about other available financing options, but the promotional APRs listed apply to the 36-month offer.

Do boat package engines qualify?

No. Both the financing and the portable rebate promotions exclude boat package engines.

Do remote-operated outboards qualify for the portable rebate?

No. The portable rebate promotion excludes remote-operated outboards.

Plan Your Repower or Portable Upgrade While the Offer Is Active

The Mercury Outboards Chase the Savings Promotion is a time-sensitive opportunity to secure 3.99% APR (Tier 1) or 5.99% APR (qualified Tier 2) financing for 36 months on eligible in-stock loose outboards, along with two additional years of MPP Gold coverage. For smaller engines, the portable offer delivers a rebate of up to $400 on eligible in-stock 2.5hp to 25hp models—also with the potential benefit of two additional years of MPP Gold coverage on selected outboards.

Next step: Contact your participating Mercury dealer to confirm in-stock eligibility, review exclusions (boat package engines and, for portables, remote-operated outboards), and complete your purchase within the promotional window of August 15 through September 30, 2026.

Financing offers are subject to credit approval and tier qualification. Promotion availability, eligible models, rebate amounts, and coverage details may vary by participating dealer and selected outboard. See your dealer for complete terms and documentation.